Chargeback Defense Arsenal

Stop losing revenue to payment disputes

OnlyFans suspends accounts at 1% chargeback rates. Agencies lose 6-figures annually to disputes. SettleQuik users win 3x more chargebacks with proper documentation.

Chargeback Risk Calculator

Analyze transaction risk before accepting payment. Higher scores = higher chargeback probability.

Transaction Amount ($)

Client Type

Payment Method

Service/Product Type

Client Location

CHARGEBACK RISK SCORE

Low Risk

Automate Risk Scoring for Every Transaction

SettleQuik Agency plans include automated risk alerts and evidence pre-collection.

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Evidence Package Generator

Create bulletproof documentation packages for payment disputes. Processors require specific evidence formats—this tool generates them automatically.

Dispute Platform

Transaction ID

Transaction Date

Transaction Amount

Required Evidence Documents

Proof of Delivery: Screenshot showing content delivered/service rendered with timestamp Communication Logs: Messages confirming client requested/received service Terms Acceptance: Screenshot of client agreeing to terms/no refund policy IP/Device Log: Technical data showing client accessed content Previous Transactions: History showing client is repeat customer

Upload Evidence Files

Click to upload or drag and drop

PNG, JPG, PDF up to 10MB each

Additional Context

📚 Best Practice

Collect evidence before disputes happen. SettleQuik Agency plans automatically capture delivery confirmations, IP logs, and client communications for every transaction.

Dispute Response Templates

Platform-specific response letters proven to win disputes. Select your platform and dispute reason to generate customized responses.

Select Platform

Dispute Reason

Response Template

Subject: Response to Dispute Case #[CASE_NUMBER]

Dear [Platform] Dispute Resolution Team,

I am writing to formally contest the chargeback filed for transaction ID [TRANSACTION_ID] on [DATE] in the amount of $[AMOUNT].

Transaction Details:
The customer placed an order for [PRODUCT/SERVICE] on [DATE]. The product/service was delivered successfully on [DELIVERY_DATE], as evidenced by the attached documentation.

Evidence Provided:

Proof of delivery confirmation (attached)
Communication logs showing customer acknowledged receipt (attached)
Terms of service acceptance showing no-refund policy (attached)
Technical logs (IP address, access timestamps) confirming customer accessed content (attached)

Conclusion:
This transaction was legitimate, authorized, and completed successfully. The customer received the product/service as described. I respectfully request that this dispute be resolved in the merchant's favor and the funds be returned to my account.

Please contact me if you require additional information.

Sincerely,
[YOUR NAME]
[YOUR BUSINESS NAME]

🎯 Key Points for Strong Responses

✓ Be factual and professional - Avoid emotional language
✓ Reference specific evidence - Attach and label all documents
✓ Address the dispute reason directly - Don't ignore their claim
✓ Cite platform policies - Show you followed their rules
✓ Request specific action - "Resolve in merchant's favor"

Pre-Transaction Protection Checklist

Complete this checklist before accepting high-value payments. Each step reduces chargeback probability by 8-15%.

YOUR PROTECTION SCORE

Complete more items to increase protection

Identity Verification

Collected government ID or verified email/phone number

+15% Protection

Written Agreement

Client signed/accepted terms including no-refund policy

+12% Protection

Service Description

Documented exactly what client is purchasing (screenshots of conversation)

+10% Protection

Delivery Confirmation

Captured proof of delivery with timestamp (screenshot, tracking number, access log)

+15% Protection

Client Acknowledgment

Client sent message confirming satisfaction/receipt

+12% Protection

Technical Logs

Recorded IP address, device info, access timestamps

+10% Protection

Payment Method Safety

Used low-risk payment method (Crypto, Paxum, Zelle) for high-value transaction

+8% Protection

Transaction History

Client has 2+ previous successful transactions with you

+10% Protection

⚠️ High Risk Transaction

Your protection score is below 80%. Do not accept this payment until you complete more verification steps. Transactions with insufficient protection have 60%+ chargeback rates.

✅ Well Protected Transaction

Your protection score is excellent. If a chargeback occurs, you have strong evidence to win the dispute. SettleQuik Agency plans automatically collect this evidence for you.